Auto Financing in Centerville, OH

Purchasing a car in Centerville requires some financial planning, getting approvals, and occasionally entering negotiations. Working with a finance team or professional can help you understand the terms and methods of buying your vehicle. Your financing options can vary according to many factors and preferences.

At Performance Chrysler Jeep Dodge Ram of Centerville, OH, we aim to make financing your car as easy as possible. Our vehicle financing department provides information, deals, and options that can help you find a deal that meets your budget and needs. Here are some methods, tools, and services available from our team of financial professionals to help you get the best deal possible. If you have any questions, give us a call at (937) 434-9500.

Apply for Pre-approval in Centerville

Your credit score and loan history often determine your chances of approval for auto loans and financing programs. Knowing your financial standing and approval odds can help guide your other financial decisions and payment methods. You can view your credit score, if available, and get a pre-approval rating by filling out our online pre-approval application with no cost and no obligation.

After you complete your application, our representatives and financial experts will contact you to discuss your payment options and preferences. Our pre-approval process means you receive a preliminarily approved loan amount. Having this amount can guide your shopping processes by establishing a budget and price range for your vehicle.

Value Your Trade

We aim to serve our customers with an easy and all-inclusive car buying experience. This process includes providing guests the option to trade in their old vehicle for cash or credit. Our easy and specialized trade-in program provides a quick and honest appraisal and offers for your used car. Begin by chatting with one of our professionals, then answer a few simple questions about the make, model, and condition, and receive a market-value estimate for your car’s worth. You can trade your car for cash or use the value as a credit toward your new vehicle purchase.

Used Car Loans in Centerville

Purchasing a used or certified pre-owned vehicle can present you with a more affordable option while still providing you with a high-quality car and a wide selection of models to choose from. Many lenders offer loan options for used vehicles that typically include lower fees, interest rates, or down payments because of the lower overall costs and risks associated with a used car. If you’re looking to get a great vehicle with a shorter loan or lower monthly payments, you can meet with our finance department and sales representatives to find a used car and loan that fits your needs.

Calculate Your Payments

If you’re looking to determine a payment plan and amount that fits your budget, you can use our online payment calculator tool to predict your monthly payment costs. By entering the price, interest rate, and length of your financial plan, our tool calculates your monthly minimum payment amounts. You can use this tool to evaluate your overall vehicle budget and make a realistic financial plan to fit your budget and needs.

Multiple factors such as your credit score, credit history, and financial standing influence your interest rates and loan agreements. Meeting with our finance experts can help you find the best rates and deals for your loan and can help you find a reasonable monthly payment amount so you can purchase your vehicle without worrying about your payments or budget.

Refinance Your Loan

Refinancing your existing auto loan can help you get a better deal and may allow you to lower your monthly payments to fit your budget or reduce your financial obligations. This process allows you to take out a second loan to cover the balance of the existing loan. If you improve your credit score since the first loan, refinancing can often help you earn a lower interest rate or reduce your minimum payment amount.

Our financial team works with customers interested in a refinancing program by examining the conditions of the existing loan and determining approval rates for the second one. You can meet with our representatives to guide you through the refinancing processes and discuss whether a secondary loan can provide you with a better deal.

Leasing Options

Purchasing a car outright may not be the best option for every customer. Our dealership also works to offer leasing programs and agreements for customers looking to lease a vehicle. Leasing a vehicle allows you to drive the vehicle for an agreed-upon time period with set monthly payments. At the end of your leasing term, you can return the car to the dealership or purchase the car from the dealer.

Lease payments often offer you lower monthly payment amounts and allow you to drive without the full commitment of a purchase. The terms and requirements for a lease agreement vary for each customer, but you can contact our finance team to discuss eligibility, terms, and options for leasing to determine if it’s the right fit for you.

Contact Our Finance Team

Buying a car and establishing a financial plan can be overwhelming, but our professional finance team works to guide you through every option to find the best payment methods and rates for you. Our experts in Centerville offer guidance, information, and advice in-person, online, or over the phone to provide all the information and answers you need throughout the car buying process. For more information or to talk to a finance professional today, call us at (937) 519-3542 or contact us online.

Financing your vehicle doesn’t have to be difficult. At Performance Chrysler Jeep Dodge Ram of Centerville, we serve the community with thorough, friendly, and easy financial plans and advice. We work our hardest to get every customer into the vehicle they desire without breaking the bank.

Whether you’re looking to purchase a new or used vehicle or considering a lease, our financial experts are ready to meet with you and guide you to the best financing options to meet your needs. Come meet with us today to find out how easy it can be to get into the car of your dreams.